ERIC HAMILTON | MORTGAGES REIMAGINED

My mortgage review questions

Private educational draft. Company review pending. Not a loan approval or certified education program.

Start with the question that brought you back. A review may support keeping your current loan.

What changed?

A payment notice, a move, another obligation or a new goal?

Which payment line changed?

Separate principal and interest, taxes, property insurance, mortgage insurance and any shortage repayment.

What cash do I want to protect?

Keep personal cash reserves separate from the servicer’s escrow account.

What is my timeline?

How long might I keep this home and mortgage?

Who should answer this?

Servicer for billing and escrow. Insurer for coverage. Eric for mortgage strategy.

My next question

What would help me decide whether to act or wait?

Keep this worksheet private. Do not write account numbers, passwords or identifying financial details. Nothing entered on paper is sent to Eric.

Book a Discovery Call

Eric Hamilton | NMLS 414113
SVP Mortgage Lending/Producing Area Manager
5002 Main St, Suite 201, Downers Grove, IL 60515

Guaranteed Rate, Inc., doing business as Rate | NMLS 2611
Equal Housing Lender. Illinois Residential Mortgage Licensee.
3940 N. Ravenswood Ave, Chicago, IL 60613
Arizona Mortgage Banker License 0907078. In New York, the company operates as Guaranteed Rate, Inc.

Financing requires credit and underwriting review. Applying does not guarantee approval or an interest rate. Refinancing can increase costs over the life of a loan. Rates, potential savings and availability depend on your circumstances and applicable restrictions. A rate is not guaranteed before it is locked.

Rate owns Rate Insurance, LLC and may benefit financially from a referral. You may choose another insurance provider.

Tools and educational examples are illustrations, not loan offers or eligibility decisions. For complete company disclosures and program conditions, visit the official pages below.