Want help choosing?
Talk through keeping your mortgage, adding a home equity line or replacing it with a cash out refinance.
Book a Discovery CallBefore you change your mortgage, look at the whole picture. Compare an equity line, one new mortgage, and keeping things just as they are.
No credit pull. No contact information required. Numbers stay in this page unless you choose to share them below.
See what you are paying now.
Compare the monthly payment and the cost.
Keep what works. Only change what makes sense.
One clear view of the payment, the cost, and the tradeoffs.
Rate’s HELOC terms may differ from this example. Explore your next steps.
Total housing + debt payments, not just the new loan.
A lower monthly payment is one piece of the decision. The cost and repayment plan matter, too.
YOUR NEXT STEP
Which numbers fit your life? Eric can help you look at the payment, the cash you keep and what could change next.
Send Eric a request to help arrange a Discovery Call. No application is needed. Your calculator remains free to use.
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Prefer to choose a time? Book a Discovery Call. You can also call Eric at 630 728 7918.
Eric Hamilton | NMLS 414113
SVP Mortgage Lending/Producing Area Manager
5002 Main St, Suite 201, Downers Grove, IL 60515
Guaranteed Rate, Inc., doing business as Rate | NMLS 2611
Equal Housing Lender. Illinois Residential Mortgage Licensee.
3940 N. Ravenswood Ave, Chicago, IL 60613
Arizona Mortgage Banker License 0907078. In New York, the company operates as Guaranteed Rate, Inc.
Financing requires credit and underwriting review. Applying does not guarantee approval or an interest rate. Refinancing can increase costs over the life of a loan. Rates, potential savings and availability depend on your circumstances and applicable restrictions. A rate is not guaranteed before it is locked.
Rate owns Rate Insurance, LLC and may benefit financially from a referral. You may choose another insurance provider.
Tools and educational examples are illustrations, not loan offers or eligibility decisions. For complete company disclosures and program conditions, visit the official pages below.