I’m buying a home.
Start here for your first home, your next home or another property.
Start my purchase applicationYOUR NEXT STEP
What would you like to do?
Buying, refinancing or exploring a home equity line? Choose your goal to continue with Rate. You can talk with Eric first, too.
I’m refinancing.
Replace an existing mortgage, including with a cash out refinance. This is different from adding a separate home equity line.
Start my refinance applicationI want to use my equity.
A HELOC is a line of credit secured by your home. It can sit alongside your current first mortgage. Explore Rate’s options and application steps.
Explore my HELOC optionsYou will continue to Rate’s website. The HELOC link opens its product page, where you can review current terms and choose whether to apply. Enter personal and financial information only in the secure application. Approval, availability and terms depend on review. Your home secures a HELOC and could be lost if you cannot repay.
Have questions first?
You can start with a Discovery Call. No completed application is needed.
Book a Discovery CallChoosing between a HELOC and a cash out refinance? Compare the whole picture first.