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Does low inventory mean you are paying a fair price?

In this video, Eric suggests looking at local housing inventory when you worry about overpaying. Inventory provides context, but it cannot tell you what one home is worth or guarantee future appreciation.

By Eric Hamilton · Published October 6, 2026

Originally uploaded October 22, 2025 · 0:46 · Watch on YouTube

Written companion added October 6, 2026. Adapted from Eric’s video captions with source checks; not a word for word transcript. The recording retains its original date.

Use inventory as one question

Ask your agent how many comparable homes are available and how that compares with recent demand. The video uses 2019 as a reference point. A historical comparison can reveal changes in choice, but it should not become an automatic rule that prices must rise or fall.

Look at the actual property

Review recent comparable sales, location, size, condition, and necessary repairs. An appraisal is a professional opinion of value at a particular time, not a guarantee of a future sale price. A home can be overpriced even in a market with few listings.

Connect price to your stay

Discuss how long you expect to live there and what happens if you need to sell earlier. Include selling costs and a flat or lower resale value when testing your plan.

Does limited inventory guarantee my home will appreciate?

No. The specific property, buyer demand, affordability, and future conditions can change the outcome.

Sources and scope

The October 2025 inventory percentages and price predictions are historical commentary. This adaptation preserves the local research question without repeating those predictions as facts.

  1. FDIC: Understanding appraisals Accessed October 6, 2026
  2. CFPB: When buying fits your situation Accessed October 6, 2026

General education, not a loan quote, approval or an individual recommendation. Ask the appropriate professional about your situation.

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