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Low inventory can support prices without guaranteeing the next increase

The clip connects a local shortage of available homes with the risk that waiting could mean paying more.

By Eric Hamilton · Published October 6, 2026

Originally uploaded June 4, 2025 · 0:57 · Watch on YouTube

Written companion added October 6, 2026. Adapted from Eric’s video captions with source checks; not a word for word transcript. The recording retains its original date.

Keep the figures tied to their place and period

The recording cites Illinois-area appreciation and compares inventory with 2019. It does not identify a complete dataset, exact geography or measurement method for those figures. They should not be treated as a current statewide forecast or an estimate for your property.

Make an inventory comparison meaningful

Compare the same area, property type and season. Look at the number of buyers and recent comparable sales as well as available listings. A shortage can influence negotiations, but inventory alone does not determine prices or rule out a future decline.

Compare the costs of both timing choices

Waiting can expose you to higher prices or different rates. It can also provide time to save, reduce debt or clarify where you need to live. Evaluate a purchase using an affordable payment and adequate reserves, without requiring a particular appreciation rate to make it work.

Does low inventory prove there is no reason prices could fall?

No. Demand, financing costs, employment and other conditions can change. Future home values are uncertain.

Sources and scope

Published June 4, 2025. The June 2025 observations are historical; no current Illinois price prediction is made.

  1. Original video: Why Homes Are Getting MORE EXPENSIVE Accessed October 6, 2026
  2. CFPB: Decide whether it is the right time to buy Accessed October 6, 2026
  3. CFPB: Plan your total homeownership budget Accessed October 6, 2026

General education, not a loan quote, approval or an individual recommendation. Ask the appropriate professional about your situation.

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Your next questions

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