REAL ESTATE INVESTING
See my whole rental portfolio
Add up monthly cash flow, estimated equity and cash reserves across your properties.
Two hypothetical properties are loaded. Build a snapshot of up to ten properties. Inputs stay in this page. Refreshing clears your changes.
Rent after vacancy, less all entered costs and repair budgets.
Combined property values minus all loan balances. Before sale costs and taxes. This is not available cash.
Your chosen target is $30,600. It is a planning assumption, not a lender reserve requirement.
Would the portfolio still work in a harder year?
With rent 10% lower and one more month vacant per year on every property, modeled monthly cash flow becomes -$576. Entered costs stay fixed, including management and repair budgets.
Your current reserves cover 3.9 months of entered costs if no rent arrives. Major unexpected bills can use that cash sooner.
Read the assumptions
This tool adds your current property estimates. It does not project appreciation, purchases, principal paydown, taxes or selling costs. Cash flow equals combined rent × (1 − vacancy percentage) minus entered total costs. The reserve target equals total monthly costs × your chosen reserve months. Existing cash is compared with that target. Cash already held is separate from property equity.
Before the next property, review the whole portfolio.
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