LESSON 5 OF 6
Know what happens before the keys
Your offer, financing and closing need to work together.
Private educational draft. Company review pending. This class does not provide a qualifying education certificate.
Before making an offer, ask your real estate and lending team to review the property payment, cash needs and timing. Price is only one part of the decision. A property with a different tax bill or HOA can change the monthly picture.
Read the Closing Disclosure and compare it with what you expected. Ask about differences before signing. Discuss contract protections with your qualified real estate or legal professional. Verify payment instructions independently through a trusted contact before sending closing funds.
MAKE IT CONCRETE
Two homes with the same price can have different monthly costs. Put the actual taxes, insurance and HOA estimates into each comparison before deciding which fits.
Your turn
Write who you will contact about loan terms, contract questions and closing funds. Do not store wire instructions or account numbers here.
Check your understanding
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Learning reference: CFPB consumer education. Checked September 16, 2026. Examples are hypothetical.