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Verify the destination before sending closing funds

The video warns that a familiar email account can be compromised. Before a closing wire, independently confirm the payment instructions with the title or settlement company.

By Eric Hamilton · Published October 6, 2026

Originally uploaded September 16, 2025 · 0:30 · Watch on YouTube

Written companion added October 6, 2026. Adapted from Eric’s video captions with source checks; not a word for word transcript. The recording retains its original date.

Establish the contact early

Before closing day, identify the trusted professional responsible for confirming funds and record a verified telephone number. Agree on the confirmation process while there is time to resolve questions.

Check through a separate channel

Call the number you established earlier or confirm in person. Verify the recipient and account details before sending money. Do not rely on a reply to the payment email or a telephone number included only in that message. A last-minute change deserves a fresh check.

Act immediately if the wire looks wrong

Contact your bank or transfer provider as soon as you suspect fraud and request a recall. Report the incident through the FBI Internet Crime Complaint Center. Fast action may help, but recovery is not guaranteed.

Is an email in an existing conversation automatically trustworthy?

No. A compromised account or convincing imitation can make fraudulent instructions look familiar. Use your independently established contact method.

Sources and scope

Published September 16, 2025. This companion turns the clip's warning into a practical closing-funds verification sequence.

  1. CFPB: Protecting closing funds from mortgage scams Accessed October 6, 2026

General education, not a loan quote, approval or an individual recommendation. Ask the appropriate professional about your situation.

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