HOME WITH ERIC · MORTGAGES REIMAGINED

Eric’s blog

Find an article about buying, moving or making sense of your mortgage. Start with your question.

Browse the articles

705 articles to explore · Page 22 of 59

Articles marked “Substack” open the original in a new tab. Market updates reflect their original date.

Your first home, one decision at a timeRead and watch

Be accurate about who will live in the home

Eric warns against claiming a property will be your primary residence simply to obtain different financing. The occupancy information you provide must reflect the actual plan and the applicable loa...

Read the article
Your first home, one decision at a timeRead and watch

A low appraisal calls for a review of the deal

The video outlines three possible responses to a low appraisal: revisit the price, question supported errors and review the financing. Which options work depends on the loan, contract and available...

Read the article
Your first home, one decision at a timeRead and watch

Does the Fed set your mortgage rate?

The Federal Reserve influences mortgage rates, but it does not set the rate on your individual home loan. The distinction matters when deciding whether to wait or lock.

Read the article

WANT TO WORK THROUGH A DECISION?

Explore a guide or try a calculator.

Have a question about your own situation?

Bring it to a Discovery Call. You do not need a complete application to start a conversation.