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Read the base behind a foreclosure percentage

The conversation warns that a percentage increase in foreclosure activity needs context before it becomes a forecast about housing.

By Eric Hamilton · Published October 6, 2026

Originally uploaded February 4, 2026 · 1:00 · Watch on YouTube

Written companion added October 6, 2026. Adapted from Eric’s video captions with source checks; not a word for word transcript. The recording retains its original date.

Compare the measure and the dates

ATTOM’s year-end report counted foreclosure filings on 367,460 properties in 2025, up 14% from 2024 and down 25% from 2019. Filings include several stages of the process, not just completed repossessions. A percentage change from one year and a comparison with a crisis peak answer different questions. Always check what was counted and which period supplies the baseline.

Use the context without dismissing distress

A rise can matter to affected households even when national activity remains below past peaks. It also does not establish that a particular neighborhood will suddenly offer distressed bargains. Review current local listings and your own budget before basing a purchase plan on an expected wave of foreclosures. National data provides context, not an offer strategy for every property.

Does a large percentage increase prove a housing crash?

No. Look at the starting level, type of filing, location and other evidence before drawing that conclusion.

Sources and scope

This February 2026 clip discusses earlier data. The verified figures above describe 2025, rather than foreclosure conditions today.

  1. ATTOM: 2025 year-end foreclosure report Accessed October 6, 2026
  2. CFPB: When buying fits your situation Accessed October 6, 2026

General education, not a loan quote, approval or an individual recommendation. Ask the appropriate professional about your situation.

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