HOME WITH ERIC · MORTGAGES REIMAGINED
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331 articles with videos · Page 2 of 28
Show all articlesArticles marked “Substack” open the original in a new tab. Market updates reflect their original date.
Eric focuses on choices that become harder once a buyer is emotionally committed to a property. Use these five checks to establish the budget, financing questions and decision boundaries while you...
Read the articleEric encourages preparation before a home is under contract. Its 60-day theme is a planning reminder, not a universal mortgage deadline or a way to avoid documenting money.
Read the articleThe lowest advertised rate can distract from costs, timing and cash needs. Eric’s April 2025 video connects mortgage shopping with the decisions that happen before an offer and after a home sale.
Read the articleA larger down payment is only one form of family help. Eric’s video starts with a better question: is the obstacle cash for closing, a monthly debt payment, qualifying income or time to save? Revie...
Read the articleThe video asks three useful questions: can you afford the home comfortably, does it fit your likely timeline, and how does buying compare with continuing to rent? Answer those with your own figures...
Read the articleThe video describes the stress of discovering an income or documentation problem close to closing. Its strongest lesson is to resolve as much as possible before shopping and explain the remaining c...
Read the articleA headline about falling prices can coexist with competition for the homes you want. In his May 23, 2026 video, Eric offers a practical filter: connect each story to your location, payment, cash, a...
Read the articleEric challenges the idea that every buyer must save 20% before exploring a purchase. The useful next step is to compare a smaller down payment with waiting, using actual loan costs and the savings...
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A fixed interest rate does not freeze every part of your payment. Property taxes, homeowners insurance, mortgage insurance or an escrow adjustment may change what you owe. Start by comparing the ol...
Read the articleEric's May 19, 2026 video starts with a familiar problem: finding a house you love before you know what ownership will cost. His planning sequence puts the monthly payment, closing cash, reserves a...
Read the articleEric’s February 2025 video explores reasons a renter might delay buying beyond the down payment. Family experiences, appealing rentals, mobility, life plans and complicated choices can all shape th...
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A low rate is valuable, but the decision to move also involves equity, other debts and the cost of the next home. Start by showing exactly where the sale money goes.
Read the articleWANT TO WORK THROUGH A DECISION?
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