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The video responds to a May 2025 discussion about changing the structure of Fannie Mae and Freddie Mac. Its practical message is to understand a policy proposal before letting it dictate a purchase...
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This visual presentation challenges alarming housing headlines by showing a historical comparison of mortgages at least 90 days past due.
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This May 2025 conversation links uncertainty about rates, prices and the wider economy with hesitation about buying a home.
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Read the articleIn this May 8, 2025 update, Eric explains the Federal Reserve's decision to hold its policy rate steady. The enduring lesson is to separate a Fed announcement from the mortgage terms available for...
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Read the articleEric’s May 2025 clip asks whether waiting for less uncertainty could bring more buyers back into the market. The useful question is how your own readiness compares with the choices available locally.
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Read the articleMortgage markets respond to expectations as well as announcements. Waiting for a Federal Reserve rate cut does not guarantee a lower mortgage quote when you are ready to close.
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Read the articleIn this April 2025 update, Eric describes offers accepted while other buyers paused. The useful question is whether a particular home offers terms that fit your situation, not whether unsettling he...
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Read the articleThis April 11, 2025 video separates three sources of confusion: changing rates, seasonal activity and local inventory. The lasting lesson is to prepare your numbers before a listing creates a decis...
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Read the articleEric’s April 2025 market update describes a brief rate improvement that quickly reversed. The useful takeaway is a process: keep the quote current, know whether it is locked and connect the decisio...
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Read the articleEric uses an Illinois market snapshot to explain why rates, prices and available homes should be evaluated together when planning a purchase.
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Read the articleA Federal Reserve meeting can generate urgent headlines without giving a household a clear answer about buying. Eric’s March 2025 commentary is a starting point for separating a market forecast fro...
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Read the articleThe March 2025 video contrasts Illinois housing supply with national conditions. Its useful question is local: how many suitable homes are available where you want to buy, and what does that mean f...
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