The 2024 Short discusses election uncertainty, mortgage rates and the season of the year. Those themes can prompt a useful review, but none establishes that waiting is automatically a mistake.
In this October 2024 excerpt, Eric describes how news about rates can prompt buyers to call and reconsider entering the market. It is a discussion of reactions to headlines, not a current forecast.
Eric's October 2024 update combines rate movement, inventory and election-season uncertainty. Its most practical exercise is comparing the payment on a defined loan, then deciding whether the whole...
The October 2024 video addresses a confusing situation: mortgage rates moving higher after a Federal Reserve rate cut. The explanation starts with the difference between a policy decision and a mar...
Eric’s September 2024 clip uses a historical rate comparison to show why affordability can change even when the loan amount stays the same. The useful exercise is to calculate the payment differenc...
Eric’s July 2024 update asks viewers to look beyond a national inventory headline. A rising listing count can look very different depending on the starting point and the location being measured.
The June 2024 video discusses the role of newly built homes in housing supply. For a consumer, the useful next step is to compare actual new construction choices with existing homes in the area the...
Eric's October 24, 2023 video examines several possible reasons for limited listings, including construction, household formation and owners staying put. The lasting lesson is to distinguish the br...
This August 2023 clip argues that buying before a possible increase in competition could create an opportunity. The idea should be tested against your budget and the risk that the expected rate or...
Day 7 of Eric’s August 2023 series explains the relationship between inflation concerns and mortgage pricing. The recording discusses the Federal Reserve’s policy decisions at that time, not its cu...
The August 2023 video discusses a shortage of homes available to buyers. Its lasting lesson is to understand the choices in your own search rather than relying only on a national inventory headline.