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The association’s insurance and your unit policy can cover different parts of the property and different risks. Ask a licensed insurance professional to review the association documents, master pol...
Read the articleRead the notice promptly and contact your servicer. It may believe required insurance is missing or insufficient. If coverage is in place, provide the requested evidence and ask how to correct the...
Read the articleAct promptly. Contact your insurer to confirm coverage and your servicer to understand what evidence it needs. The problem could be a real lapse, missing proof or incorrect policy information. Do n...
Read the articleCheck the premium, coverage limits, deductibles, exclusions and any changed terms with a licensed insurance professional. Confirm the property and mortgage company information too. A renewal is a u...
Read the articleA mortgage company may have an interest in insurance proceeds because the home secures the loan. Claim payments can require its involvement and release procedures. Ask your insurer and servicer how...
Read the articleNot necessarily. The servicer may need updated policy information and an escrow analysis before changing the amount collected. Existing shortages, refund handling and payment timing can affect the...
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