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534 articles to explore · Page 8 of 45
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The interview identifies two concerns for sellers: replacing a low mortgage rate and finding another home in time. Addressing both makes a moving conversation more useful than focusing on the sale...
Read the articleA low existing rate is valuable. Eric’s example shows why owners should also compare housing needs, other debt and sale proceeds before deciding whether a move is affordable.
Read the articleBefore using an expected home sale to plan your next down payment, estimate what you will actually receive. Eric's May 12, 2025 Short connects two preparation steps: a seller net sheet and a financ...
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Eric explains why a comfortable monthly housing cost should guide the search before a buyer focuses on the maximum approved price.
Read the articleEric recommends addressing financing before the search becomes urgent. The practical value is giving you and your real estate agent clearer boundaries and identifying questions while there is time...
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Eric’s refinance conversation begins with the homeowner’s goal and timeline. A lower quoted rate is only one part of deciding whether replacing an existing loan makes sense.
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This illustrated video combines a low-rate mortgage with other debts to explore cash-out refinancing. The useful comparison is the complete repayment plan, not the mortgage rate or monthly payment...
Read the articleEric recommends reviewing subscriptions and convenience spending to see whether the household budget contains room for a housing goal.
Read the articleA smaller mortgage payment is valuable, but so is money available after closing. In his October 2, 2026 Short, Eric asks buyers to compare putting every available dollar down with keeping a usable...
Read the articleThe clip urges borrowers to look past the phrase no cost. A refinance may reduce the cash you bring to closing while still charging costs through the loan balance, interest rate or another part of...
Read the articleAvoiding private mortgage insurance can reduce borrowing costs, but using nearly all your cash to reach a 20% down payment has a trade-off. Eric’s October 2, 2026 Short recommends comparing a 10% d...
Read the articleThe clip emphasizes monthly comfort over borrowing the largest amount available. A lender's qualification limit is useful information, but your household budget determines whether a payment feels s...
Read the articleWANT TO WORK THROUGH A DECISION?
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