Eric’s December 2024 video introduced an Illinois program that combined homebuying assistance with student loan relief. The official IHDA page now states that SmartBuy closed on February 24, 2025.
Eric compares inventory with both the prior year and 2019. The central lesson is that two seemingly conflicting headlines can both be accurate because they use different starting points. Your searc...
Although the video title promises five predictions, the retrieved discussion develops four main themes: sales activity, rates, inventory and prices, and demographic demand. Turn each into a plannin...
Eric’s December 2024 video discussed conditions that might bring mortgage rates lower in 2025. Its useful lesson today is how to distinguish a conditional forecast from a plan that can survive a di...
Eric examines predictions for 2025 and questions the assumption that a future dip will necessarily produce a cheaper purchase. The useful lesson is to examine the starting price, timing and arithme...
The December 2024 video outlines five reasons mortgage rates might improve in 2025. Those ideas work best as a checklist of uncertain influences, not a schedule for when financing will become cheaper.
The 2024 Short discusses election uncertainty, mortgage rates and the season of the year. Those themes can prompt a useful review, but none establishes that waiting is automatically a mistake.
In this October 2024 excerpt, Eric describes how news about rates can prompt buyers to call and reconsider entering the market. It is a discussion of reactions to headlines, not a current forecast.
Eric's October 2024 update combines rate movement, inventory and election-season uncertainty. Its most practical exercise is comparing the payment on a defined loan, then deciding whether the whole...
The October 2024 video addresses a confusing situation: mortgage rates moving higher after a Federal Reserve rate cut. The explanation starts with the difference between a policy decision and a mar...
Eric’s September 2024 clip uses a historical rate comparison to show why affordability can change even when the loan amount stays the same. The useful exercise is to calculate the payment differenc...
Eric’s July 2024 update asks viewers to look beyond a national inventory headline. A rising listing count can look very different depending on the starting point and the location being measured.